Disclosures

Investors Preferred Life Insurance Company (“Investors Preferred”) offers private placement life insurance and annuities.

This website is for informational purposes only. This website does not constitute a solicitation or offer, advice, or recommendation to buy any product or to effect or conclude any transaction of any kind. It cannot be relied upon as financial, accounting, tax, legal or investment advice. Independent advice should always be sought. The information presented on this website is based on current market conditions, and is subject to change without notice.

Products are available exclusively in South Dakota to approved accredited investors and qualified purchasers and must be accompanied by a private placement memorandum.

Investors Preferred makes no sales to non-South Dakota persons or entities and only conducts sales and accepts applications in South Dakota.

This website is owned by Investors Preferred. The information contained on this website as well as the terms and conditions for its use, is subject to change or removal at the sole and absolute discretion of Investors Preferred without notice. You are encouraged to regularly re-read this legal disclosure for any changes.

By accessing this website you are agreeing to be bound by the terms and conditions set forth herein. You may not access this website and use any of the information contained on this website if you do not agree to be bound by these terms and conditions. Should you not agree with this website or its contents your sole and exclusive recourse is to immediately discontinue using and accessing the website. Your consent shall be exclusively governed by the laws of South Dakota without regard to principles of conflict of laws. You further agree that the courts located in South Dakota shall have the sole and exclusive jurisdiction over all controversies arising from your use of this website and agree that venue is proper in South Dakota.

This consent constitutes the entire understanding between the parties and supersedes all prior or contemporaneous understandings, whether written or oral. You hereby agree to indemnify, defend, and hold harmless Investors Preferred and its directors, officers, employees, agents, shareholders, and representatives, from any claim, action, allegation, damages, or liability (including attorney’s fees) arising from or relating to your breach of, or negligent acts or omission relating to, your obligations under this consent. These indemnities shall survive expiration or termination of this consent. You may not assign this consent, in whole or in part, without our prior written permission. You shall have no power or authority to assume or create any obligation or responsibility on our behalf. This consent may only be modified, and a party may only waive its rights under this consent by a written document executed by you and us. Any failure to enforce any provision of this consent shall not constitute a waiver of any other provision hereof. In the event any term of this consent is found by any court to be void or otherwise unenforceable, the remainder of this consent shall remain valid and enforceable as though such term were absent.

This website is not intended for any person in any state whereby reason of such person’s nationality, residence, physical location or otherwise, the availability of this website is prohibited. Investors Preferred is not authorized to sell or solicit the sale of insurance or securities outside of South Dakota and its products are not available in any other state.  None of the products described on this website are or will be registered with or approved by the securities and exchange commission or the securities department of any state. You hereby represent and warrant that, to the extent that the information herein relates to any securities or insurance, you will not use any of the information for the purpose of purchasing, offering, selling or soliciting the sale of or offer to purchase any security or insurance (or for the purpose of assisting, directly or indirectly, or participating, directly or indirectly, in any such undertaking) to or from any person that would violate the securities, insurance or other laws of any state. You further represent that you have initiated your use of this website without solicitation from us.

This website and the information contained herein is provided as is. Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law. Any reliance you place on or use of such information and materials is therefore strictly at your own risk, for which we shall not be liable.

The trademarks, names, logos and service marks (collectively trademarks) displayed on this website are registered and unregistered trademarks of Investors Preferred. Nothing on this website should be construed as granting any license or right to use any trademark without the prior written permission of Investors Preferred. All trademarks reproduced in this website which are not the property of, or licensed to, Investors Preferred are the property of their respective owners.

Any unauthorized disclosure, use, dissemination, forwarding, printing or copying of the information contained herein, in whole or in part, without the express written consent of Investors Preferred is prohibited.

You agree that Investors Preferred has the right to monitor its website electronically from time to time and to disclose any information as necessary to satisfy any law, regulation, or governmental request or to protect itself.

Investors Preferred disclaims any responsibility for the content of any linked website(s). These linked websites are not under the control nor monitored by Investors Preferred. These links are provided only as a convenience, and the inclusion of any links does not imply endorsement by Investors Preferred. Clicking on external links means you will be leaving the Investors Preferred site and you assume total responsibility and risk for your use of the site(s) you are visiting.

You may not create a link to any page of this website nor replicate any content including the layout, style, our logos and trademarks, registered or unregistered, without our prior written consent.

You are using this website at your own risk. Investors Preferred does not warrant nor assume any liability for any information, software, or other material accessible from this website that may have viruses, worms, or other harmful components that may damage your computer or software. It is your responsibility to scan this website and any files from this website for computer viruses and other defects. Users of this website are urged to use appropriate anti-virus software.

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